Original checks drawn on U.S. financial institutions in U.S. dollars, which are payable to and endorsed by the depositor, and include the words, "For Mobile Deposit Only at Amalgamated Bank," can be deposited.

The following items should not be deposited through Mobile Check Deposit:

• Third-party checks (checks payable to any person or entity other than the person who owns the account into
  which the check is being deposited)
• Checks payable on sight, payable as cash or payable through Drafts
• Checks containing an alteration on the front of the check, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn
• Checks payable jointly, unless deposited into an account in the name of all payees
• Checks previously converted to a substitute check, as defined in Reg CC¹
• Checks not payable in United States currency
• Checks drawn on a financial institution located outside the United States
• Checks dated more than six (6) months prior to the date of deposit
• Checks with any endorsement on the back other than that specified in our agreement
• Checks that have previously been submitted and accepted through our service or through a remote deposit capture service offered at any other financial institution
• Checks or items that are drawn or otherwise issued by the U.S. Treasury Department
• Any item stamped “Non-negotiable” or “This is not a check”
• Bonds
• U.S. Postal or Western Union Money Orders
• Traveler’s Checks
• Checks drawn on the United State Treasury