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Online Checking
Checking

Online Checking

A powerful, interest-bearing checking account1 that includes more benefits, perks and added protections with your debit card. Online Checking has no monthly maintenance fee.

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Product details

Key Features

  • Earns interest
  • No monthly maintenance fee
  • Enhanced Debit Card with protections provided by Mastercard®2:
    • Satisfaction Guarantee3
    • Price Guarantee4
    • Extended Warranty5
  • Two (2) domestic non-Allpoint®, non-Amalgamated Bank ATM surcharges waived per statement cycle6
  • Low minimum opening deposit7

Big on benefits and convenience

  • Access to more than 40,000 surcharge-free Allpoint® ATMs8 and cash deposit accepting Allpoint+® ATMs9 nationwide
  • 24/7 Access with Online and Mobile Banking10
  • Dedicated customer service

 

1 This account can only be opened online. It cannot be opened at an Amalgamated Bank branch.
2 Mastercard and the Mastercard Brand Marks are registered trademarks of Mastercard International Incorporated
3 Up to $250 per claim and four claims in a one (1) year period. Additional terms, conditions and restrictions apply. Refer to the Guide to Benefits for details at mastercard.com/debit-gtb.
4 Maximum benefit for repair or replacement cannot exceed the purchase amount placed on your debit card or $10,000. Additional terms, conditions and restrictions apply. Refer to the Guide to Benefits for details at mastercard.com/debit-gtb.
5 Maximum of four claims per one-year period. Additional terms, conditions and restrictions apply. Refer to the Guide to Benefits for details at mastercard.com/debit-gtb.
6 The two (2) non-Amalgamated Bank/non-Allpoint domestic ATM surcharges will be debited from your account at the time of the transaction and credited to your account on the same business day that the transaction is posted to your account.

$100.00 minimum opening deposit.
8 Fees may apply for non-Amalgamated, non-Allpoint® and international ATM transactions.

Allpoint+® ATMs may not be available in all states.
10 Your mobile carrier’s message and data rates may apply.
All accounts are subject to the bank’s Account Opening Disclosures.

For a complete list of fees, please refer to the Fee Schedule in the Consumer Account Opening Disclosure.

Rates
 
 
Amount APY* Interest rate
$0 - $2,499.99 0.80% 0.80%
$2,500+ 0.90% 0.90%
* APY means Annual Percentage Yield
Rates effective as of 12/23/2022. This is a variable rate account. The rates may change after the account is opened. Fees may reduce earnings. Advertised rate and APY are offered at the bank’s discretion and may change daily.

 

 

 

 

 

 

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Putting our mission into action

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The light at the end of the pandemic tunnel has gotten a little brighter recently, especially as the number of U.S. COVID-related hospitalizations continues to dwindle and the number of fully vaccinated people in the country reaches nearly 40% of the population.1

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As America’s socially responsible bank, committed to providing financial services and advocating for economic justice for all, we recognize the struggle that many communities face when it comes to accessing banking services.

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Officially one year into the COVID-19 pandemic and erratic state-by-state lockdowns, we continue to question what a “new normal” will look like for our country. We know that a return to old ways of doing business isn’t viable for the health of our planet and communities and that we have a responsibility to radically reimagine how we do business.